With the increase in identity theft, this speaker defined the types of identity theft and mail fraud. Types of identifications stolen fall into two categories: personal information which includes date of birth, social security number, driver’s license, passport, maiden name, etc. and financial information which includes credit card numbers, bank account numbers, PINs and insurance information. The new passports have a chip in it containing all your personal information. A pouch is available to help you block this electronic data when going through security areas. The speaker described in detail all the scams out there waiting to prey on victims. If you are a victim of identity theft, there is a Resource Center at www.idtheftcenter.org. Texas is the fourth in the nation for ID theft. He recommends sending a money order instead of using PayPal or other forms of payment for internet shopping. Mr. Wood described how ID theft occurs including the skimming devices that some clerks and waiters use to capture your credit card information. Mr. Wood defines what is needed to prosecute the theft, the need for immediate reporting, the agencies to notify, and prevention. ID crime is the only crime where you can recover loss and expenses, but not attorneys’ fees.